Category Archives: Finance

From Retirement Panic to HGTV Star & Retiring 20 Years Early

canada, duplex, Finance, Life Lessons, Mindset, Multifamily Investing, Real Estate, Real Estate Investing, Renovations, , , ,

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Monica Mayorga is a successful real estate investor since 2011 investing in multiple markets for profit by implementing strategies such as re-purposed dwellings, long flips, the BRRRR method (buy, rehab, rent, refinance and repeat), joint venture partnerships and student rentals.

Guest: Monica Mayorga, Real Estate Investor & Retirement Specialist Monica Mayorga is a successful real estate investor since 2011 investing in multiple markets for profit by implementing strategies such as re-purposed dwellings, long flips, the BRRRR method (buy, rehab, rent, refinance and repeat), joint venture partnerships and student rentals.

Monica was previously employed with an international pharmaceutical company as a Pension and Benefits Specialist. When a financial tool was introduced to help the staff determine if their retirement plans were on track, Monica decided to explore it first before introducing it to staff. According to the financial calculator, Monica and husband Raphael were not saving enough to retire the way they wanted. In fact, she would have to continue working part-time during their retirement years.

The terrifying news caused Monica to hit what she calls “her panic button”. She immediately contacted her husband and sold him on the idea to create wealth through real estate investing. Although her husband was on board, he was skeptical and even added a challenge that he wanted their first investment to be a small multi-family property, a triplex.

Together they found a rundown triplex in Toronto in an upcoming neighbourhood that was underperforming. Funds were tight and the entire building needed renovations. That’s when Monica wrote to Scott McGillivray, host of HGTV Income Property, asking for help on their first project. Low and behold help was graciously provided, not only with renovations but also with knowledge on what it takes to be a great landlord and the business of real estate investing.

Monica’s first experience gave her the tools to transition from working countless hours in a corporate job to retiring 20 years earlier and becoming a Retirement Specialist travelling the world. You will learn about: – Investment strategy tips and refinancing – Project cost, numbers and processes – Scaling up your business – Private financing

Get in touch with Monica: E-mail: monica.buildingitright@gmail.com

From Auto Mechanic to Becoming The Vertical Split Genius

canada, duplex, Finance, flip, flipping, Multifamily Investing, off market property, Real Estate, Real Estate Investing, Renovations, secondary suites, ,

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Ryan Carr is a full-time real estate investor from the Durham Region who specializes in helping homeowners get out of tough situations. His company, R.W. Carr Investments, has completed dozens of transactions with people across the GTA where debt, timing, maintenance, and repairs, or family nuances are a critical component to the deal.

Guest: Ryan Carr, Real Estate Investor, Speaker & Mentor

Ryan Carr is a full-time real estate investor from the Durham Region who specializes in helping homeowners get out of tough situations. His company, R.W. Carr Investments, has completed dozens of transactions with people across the GTA where debt, timing, maintenance, and repairs, or family nuances are a critical component to the deal.

Prior, Ryan was an auto mechanic and custom metal fabricator and his involvement with real estate began in 2012 with a rural bank-sale property, quickly followed by a series of deals including buy and holds, fix and flips, multi-family and new construction. The progression from these initial properties and subsequent resale led to fantastic experiences that propelled the concept of “vertical split” homes into the marketplace. The most interesting deal was a coach house that got national exposure on the news.

With a primary focus on the vertical split technique (A clever method of adding 2nd units to existing homes) Ryan has found as home values began to rise in the Durham Region, the cash flow crunch became the mainstream, which transformed the housing industry in two ways. The first being a solution to covering monthly expenses on properties, and the second being outside investor interest. His business focuses on purchasing properties from homeowners in sticky situations quickly and quietly.

Ryan is also involved in partnership opportunities, mentorship programs, and speaking engagements. He continues to innovate the industry with residential real estate purchases, coaching, new construction techniques, JV Partnerships, flipping, and small scale development. The purchasing of residential real estate has become his true passion and not just a business endeavour. You will learn about: – The importance of teamwork – Strategies to scale up your business – Taking deals and financing – Mistakes to avoid – Tips on buying properties

Books Mentioned: Winner Takes All: How Casino Mogul Steve Wynn Won and Lost the High Stakes Gamble to Own Las Vegas by Christina Binkley

Running Scared: The Life and Treacherous Times of Las Vegas Casino King Steve Wynn Paperback by John L. Smith

Get in touch with Ryan: Website: https://rwcarrinvestment.com Email: info@rwcarrinvestment.com

From Refugee to Real Estate Mogul

canada, Finance, Life Lessons, Mindset, raising capital, Real Estate, Real Estate Investing, wealth, Well being, WHY,

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Tahani Aburaneh is one of Canada’s top real estate moguls and the founder of four companies. She is also an international Motivational speaker and bestselling author of Real Estate Riches (published by Wiley and Sons). She is a shining female star in a heavily male-dominated industry.

Guest:  Tahani Aburaneh, Real Estate Investor & Realtor

Tahani Aburaneh is one of Canada’s top real estate moguls and the founder of four companies. She is also an international Motivational speaker and bestselling author of Real Estate Riches (published by Wiley and Sons). She is a shining female star in a heavily male-dominated industry. From a large family of 9 children, living in a refugee camp to entering into an arranged marriage bringing her to Canada and then divorce with two young kids, Tahani’s more-than-humble beginnings, are both heart-wrenching and heart-warming at the same time. Tahani is now trailblazing a legacy project, the first of its kind in North America called: F.I.R.E www.FemalesInRealEstate.com  –  a highly specialized application-based mentorship and mastermind program.  In addition to a free Facebook community for women. F.I.R.E is a wider movement designed for women who want to build financial independence through real estate. Tahani believes every woman deserves the right to feel financially secure and she is on a mission to champion and help as many women as possible. You will learn about: – Facing multiple adversities and persisting to succeed – Challenges of entrepreneurship and why it’s not for everyone – Empowering women to live financially independent through real estate – Making deals and common mistakes to avoid in land development – Importance of getting a coach or mentor

Get in touch with Tahani: Website: https://www.tahani.ca Email: info@tahani.ca Females in Real Estate(FIRE): https://www.facebook.com/groups/953421031472329/ Facebook: https://www.facebook.com/tahaniinternational.ca/ Instagram: https://www.instagram.com/tahaniinternational/

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis.

DALIA BARSOUM, MBA Finance  President and Principal Broker, Streetwise Mortgages

Best selling Author: Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 

Winner of the Outstanding Customer Service Award: CMP

Top 75 Brokers in Canada ( 2017 and 2018): Canadian Mortgage Professionals Magazine ( CMP)

Mortgage Broker of the year (2017, 2015): Canadian Real Estate Wealth Magazine

Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ] Mail:  53 Berry Trail, Woodbridge, ON, L4H 2T4 | License # 12900.

Managing 1,000 Properties & Investing in Eastern Canada

BRRR, canada, Finance, Property Management, Real Estate, Real Estate Investing, tenant, , ,

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Guest:  Jeff Murray, Real Estate Investor

Jeff Murray, born and raised in St John, New Brunswick got started in real estate nearly 10 years ago buying an investment property from a friend and mentor. The rental market at the time was soft because many people were leaving the city to get work out west.

However, Jeff was always successful in maintaining high occupancy rates in his properties, understanding the significance of maintaining the investments, so when an opportunity came along to buy the name and concept of Canada Homes for Rent, his entrepreneurial DNA kicked in and he was suddenly a property management business owner.

Focused initially on single-family homes, Jeff and his wife built the management portfolio to 70-80 homes when they realized they needed more help. 7 years later, Canada Homes for Rent has a team of around 30 managing 1,000 properties for 180+ owners/investors. Proudly Jeff still manages the very first property that he started with. Canada Homes for Rent is a property management and residential leasing company, started its operations in Saint John and soon expanded to Moncton, Fredericton and other places throughout New Brunswick. Seamlessly managing a variety of houses, apartments, condos and commercial spaces, offering 24/7 service and maintaining an average of 95% occupancy on its rental units.

Gaining much of its business by referral, the company offers a wide range of services, which include; in-depth tenant screening, extensive advertising, tenancy agreement, move-in/move-out inspections, leasing, client co-ordination, mail forwarding, property viewing, repairs and renovations, in-house cleaning, lawn care and snow removal and overall property management. It also advises investors on how to find new opportunities. You will learn about: – How to succeed in running a property management company – Controlling property maintenance and costs – The New Brunswick real estate market insights and taxation challenges

Get in touch with Jeff: Website: https://www.chfr.ca Phone: (506) 216-3113 Email: jeff@canadahomesforrent.ca Facebook:https://www.facebook.com/CanadaHomesForRent

Building a Real Estate Investing Business with 3 Separate Paydays Per Property

Canadians investing in the USA, Finance, Investing in the USA, Joint Venutre, off market property, raising capital, Real Estate, Real Estate Investing, , , , ,

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Chris has been in real estate for over 25 years and his team, based out of Rhode Island and students across the US, acquires 5-10 properties each and every month without using any of their own money, through owner financing or lease-purchase (rent to own), the latter of which creates 3 separate paydays totalling around $75,000.

Guest:  Chris Prefontaine, Real Estate Investor and Author

Chris has been in real estate for over 25 years and his team, based out of Rhode Island and students across the US, acquires 5-10 properties each and every month without using any of their own money, through owner financing or lease-purchase (rent to own), the latter of which creates 3 separate paydays totalling around $75,000.

He and his family team have done over $80 million in real estate transactions. They mentor, coach, consult, and actually partner with students around the country (by application only) to do exactly what they do.

Chris’ past experience includes the construction, mostly during the 1990s, of over 100 single-family and duplex homes. He owned a Realty Executives Franchise (Massachusetts 1994-2000) as broker/owner which maintained high per-agent standards and eventually sold to Coldwell Banker in 2000.

During the 2000s his focus included coaching $½ million and higher REALTORs® in order to scale and automate their business throughout the US and Canada. He also participated (and still does selectively) in doing condo conversions (multi-family homes to condos) and “raise the roof” projects, converting single-family ranches to colonials in growth neighborhoods.

Chris is a big advocate of continuing education and participates regularly in high-end mastermind groups, as well as consults with private mentors. His goal is to continue to have his adult children involved in the business to grow to 50+ properties and 125 working students around North America.

You will learn about:
– Lease purchases (rent to own) strategies
– Investing processes in the US
– Purchase agreements
– Joint venture screening tips
– Tips on finding deals

Get in touch with Chris:
Contact Page: www.smartrealestatecoach.com/contact/
Website: www.smartrealestatecoach.com
Podcast: https://smartrealestatecoachpodcast.com/
Phone: 855-667-7336 x825
Email: support@smartrealestatecoach.com

Books Mentioned:

#1. The New Rules of Real Estate Investing: 24 Leading Experts Reveal Their Real Estate Secrets by Chris Prefontaine

#2. Real Estate On Your Terms: Create Continuous Cash Flow Now, Without Using Your Cash Or Credit by Chris Prefontaine

Understanding Private Lending and Investing with Registered Funds

BRRR, canada, Canadians investing in the USA, Finance, Life Lessons, raising capital, Real Estate, Real Estate Investing, wealth

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Susan Flanagan started real estate investing by accident when she was an Emergency Nurse but soon got her hungry for more and ended up with a second investment property in little over a year and has now been investing in Real Estate for over 25 years.
Guest: Susan Flanagan, Real Estate Investor and Mortgage Agent Susan Flanagan started real estate investing by accident when she was an Emergency Nurse but soon got her hungry for more and ended up with a second investment property in little over a year and has now been investing in Real Estate for over 25 years. Her Real Estate journey started with a condo purchase in the early 1980s, then continued on with purchasing duplexes, student rentals, rent-to-own projects and also homes to fix and flip even while working in nursing in California. While still buying properties Susan also started lending money from her RRSP funds for mortgages. Initially, it was hard to find people to lend money to but once it started taking off she soon ran out of her own money and started helping investors make a connection with others who had private money to lend. Susan was effectively brokering deals so she realized she needed to obtain a mortgage licence so that she could assist borrowers and lenders on a regular basis. Now as a Mortgage Agent, specializing in Private Lending through her company PrivateMoney4Mortgages.com powered by Streetwise Mortgages (License # 12900). Now, most of her real estate investing is done with private lending for mortgages through registered funds (RRSP, RESP, RRIF, TFSA, LIRA) as well as using cash. You will learn about: – Great Private Lending tips and its risks – Different investing options – Understanding registered fund investing – Financing insights and tips Get in touch with Susan: Website: privatemoney4mortgages.com Phone Number: 519 803 1642 Facebook: https://www.facebook.com/PrivateMoney4Mortgages/ LinkedIn: https://www.linkedin.com/in/susan-flanagan-08998a2a/ Twitter:https://twitter.com/AMPmortgage Book Featured: The RRSP Secret: Defend and Build Your Wealth with This Powerful Investment Strategy by Greg Habstritt
“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis. DALIA BARSOUM, MBA Finance  President and Principal Broker, Streetwise Mortgages Best selling Author: Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want  Winner of the Outstanding Customer Service Award: CMP Top 75 Brokers in Canada ( 2017 and 2018): Canadian Mortgage Professionals Magazine ( CMP) Mortgage Broker of the year (2017, 2015): Canadian Real Estate Wealth Magazine Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ] Mail:  53 Berry Trail, Woodbridge, ON, L4H 2T4 | License # 12900.

Innovative Approaches to Finding Money Partners and Deals

canada, duplex, Finance, Joint Venutre, raising capital, Real Estate, Real Estate Investing

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After training as an international professional athlete for 15 years Sarah Eder took the first steps in real estate by helping a highly successful property management investor manage over 150 doors. This investor was also a master at joint ventures so when Sarah was not in a position to get her own mortgages she still had the confidence and knowledge to be able to raise over 7-figures in real estate investments in a little over 3 years.

Guest: Real Estate Investor, Sarah Eder

After training as an international professional athlete for 15 years Sarah Eder took the first steps in real estate by helping a highly successful property management investor manage over 150 doors. This investor was also a master at joint ventures so when Sarah was not in a position to get her own mortgages she still had the confidence and knowledge to be able to raise over 7-figures in real estate investments in a little over 3 years.

Now as the owner of Sarah Eder Investments, she is using a more complicated joint venture approach to not only focus on more traditional 50/50 flips, but also multi-family properties and larger-scale developments and commercial conversions that require more than one JV partner.

With the mind of a savvy, socially connected millennial she uses an innovative approach in looking at the real estate investing world differently than most and is able to find 50% of her JV deals through social media, where she is very active. Now a full-time investor, coach, and mentor, when not developing innovative ways to raise capital, she is mentoring others on how to successfully use joint ventures. She has been on multiple stages speaking about these topics and her success has been recently featured in Canadian Real Estate Wealth magazine.

You will learn about: – Tips on structuring deals – What is VTB (Vendor Take Back) Mortgage – Raising capital tips and strategies – How to find money partners and deals and what you need to know

Get in touch with Sarah: Website: www.saraheder.com Email: sarah@saraheder.com Social media tags: @sarahederinvest

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis – be sure to mention the podcast!  Read more about Dalia by clicking here.

DALIA BARSOUM , MBA Finance 
President and Principal Broker , Streetwise Mortgages
Best selling Author : 
Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 

Winner of the Outstanding Customer Service Award : CMP

Top 75 Brokers in Canada ( 2017 and 2018)  :  
Canadian Mortgage Professionals Magazine ( CMP) 

Mortgage Broker of the year ( 2017 , 2015 ) :
Canadian Real Estate Wealth Magazine

[Direct: 416-985-4698 | www.streetwisemortgages.com | 
Toll Free & Fax: 1-800-208-6255 ]
Mail:  53 Berry Trail, Woodbridge, ON , L4H 2T4 | License # 12900

The Up’s, Downs, Success and Lessons From Building a Real Estate Empire.

canada, Finance, flipping, raising capital, Real Estate, Real Estate Investing, wealth, WHY, , , , , , , , , , , ,

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Jared Hope is a Canadian ex-NHL player, avid income property investor and Founder/CEO of Tilt Property Group. Jared lives in Edmonton, Alberta and owns over 280 properties with plans on increasing that number exponentially by 2020.

Guest: CEO & Founder of Tilt Property Group, JARED HOPE

Jared Hope is a Canadian ex-NHL player, avid income property investor and Founder/CEO of Tilt Property Group. Jared lives in Edmonton, Alberta and owns over 280 properties with plans on increasing that number exponentially by 2020.

Jared founded Tilt Property Group in 2003, with his wife, Krista Hope.
Tilt is Edmonton’s most comprehensive property management and real estate investment company that makes it easy for any Canadian to own income property.

Jared’s purpose is to teach people to create wealth through income property while avoiding the expensive mistakes he made when he started out on his own. He takes a strict NO-BS stance at his speaking engagements and shares candidly what it takes to win at the game of property investment.

Jared also runs the Mastermind Program, a mentorship and education community of like-minded, action-oriented investors who want to use income property to secure a stable financial future.

You will learn about:

– How to scale up from 5-6 to 100+ properties
– Crucial mistakes to avoid when working with a JV partner
– What you should do when working on your first JV
– Alternative JV exit tips and strategies
– Why longer term JV partnerships make more sense to your REI business
– Building your REI business in slow motion for less stress and worry.

Get in Touch with Jared:

Website:www.tiltgroup.ca
LinkedIn:https://www.linkedin.com/in/jared-hope-a5494a117/
Twitter:https://twitter.com/thejaredhope
Facebook:hhttps://www.facebook.com/tiltgroup/

Get a copy of Sarah’s brand new “Market Fundamentals Worksheet” that she mentions in the podcast – click here to grab your copy.

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis.

DALIA BARSOUM, MBA Finance 
President and Principal Broker, Streetwise Mortgages
Best selling Author: Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 
Winner of the Outstanding Customer Service Award: CMP
Top 75 Brokers in Canada ( 2017 and 2018): Canadian Mortgage Professionals Magazine ( CMP)
Mortgage Broker of the year (2017, 2015): Canadian Real Estate Wealth Magazine
[Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ]
Mail:  53 Berry Trail, Woodbridge, ON, L4H 2T4 | License # 12900

Insights Into Agriculture Investing as Part of a Diversified Portfolio with Chris Rawley

Canadians investing in the USA, Finance, Investing in the USA, Joint Venutre, raising capital, Real Estate, Real Estate Investing, wealth

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In 2016, while visiting a farm investment in Central America, Chris Rawley conceived the idea of building an equity crowdfunding platform to streamline agriculture investment and help farmers access alternative sources of funding. He founded Harvest Returns to bring that vision to reality as one of the first ever in this space.

Guest: Chris Rawley, CEO & Founder of Harvest Returns

In 2016, while visiting a farm investment in Central America, Chris Rawley conceived the idea of building an equity crowdfunding platform to streamline agriculture investment and help farmers access alternative sources of funding. He founded Harvest Returns to bring that vision to reality as one of the first ever in this space.

Previously Chris held corporate management roles in Jones Lang LaSalle, Electronic Data Systems, L-3 Communications, and served as a defence consultant at Special Operations Command headquarters with Blackbird Technologies.

A third generation real estate investor, Chris has invested in real estate and income-producing agriculture for nearly two decades.

As a Captain in the United States Navy Reserve, Chris is Chief of Staff for the Naval Reserve Surface Forces, helping to oversee 3,800 sailors supporting fleet units around the world. His 26-year military career has filled a variety of leadership positions in naval, expeditionary, and joint special operations units afloat and ashore. He has deployed to Afghanistan, Iraq, throughout Africa, the Middle East, and Western Pacific.

Chris has a degree from Texas A&M University, earned an MBA at George Washington University, and is a graduate of the U.S. Naval War College.

You will learn about:

  • Insights on how to make money with agricultural and farmland investing
  • Things you need to consider and the various options to be an active agricultural investor
  • Risks in developing different agriculture ventures
  • Understanding real estate crowdfunding deals

Get in Touch with Chris:

Website:https://www.harvestreturns.com/
LinkedIn: https://www.linkedin.com/in/chrisrawley/
Twitter:https://twitter.com/HarvestReturns
Facebook:https://www.facebook.com/harvestreturns/
Instagram:https://www.instagram.com/harvestreturns/
YouTube:https://www.youtube.com/channel/UC8P5C8Z_NSJfScGa8BM3UyQ

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis.

DALIA BARSOUM, MBA Finance 
President and Principal Broker, Streetwise Mortgages
Best selling Author: Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 
Winner of the Outstanding Customer Service Award: CMP
Top 75 Brokers in Canada ( 2017 and 2018): Canadian Mortgage Professionals Magazine ( CMP)
Mortgage Broker of the year (2017, 2015): Canadian Real Estate Wealth Magazine
[Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ]
Mail:  53 Berry Trail, Woodbridge, ON, L4H 2T4 | License # 12900

How to Find, Buy and Negotiate a Great Deal

canada, Finance, Multifamily Investing, Real Estate, Real Estate Investing, , , , ,

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Claire has a passion for providing the best results for her clients.  She integrates her previous experience as a licensed financial planner into her clients searches for the right real estate solution. By getting the best results for buyers, sellers and investors, Claire was awarded Double Platinum recognition from Keller Williams International by her second year in real estate.

Claire’s dedication to the success of others has produced an amazing team of contractors, inspectors, mortgage brokers, stagers, lawyers, and other critical team members to the real estate transaction and beyond.  Any client of Barrett Realty Advantage is a client for life!
You will learn about:
– What to look for when choosing a realtor for your team
– how to find some great deals on an off market
– How to make offers on properties
– What conditions you want to include in your purchase offer
– How to find multi-family properties
Get in Touch with Claire:

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis.

DALIA BARSOUM, MBA Finance 
President and Principal Broker, Streetwise Mortgages
Best selling Author: Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 
Winner of the Outstanding Customer Service Award: CMP
Top 75 Brokers in Canada ( 2017 and 2018): Canadian Mortgage Professionals Magazine ( CMP)
Mortgage Broker of the year (2017, 2015): Canadian Real Estate Wealth Magazine
[Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ]
Mail:  53 Berry Trail, Woodbridge, ON, L4H 2T4 | License # 12900